These guidelines are self imposed and K&D Mutual does this to help give investors the confidence that their money is being used properly. If any individual believes that we are acting negligently we hope that they will call us out on the situation.


Transparency

1. All dealings will be posted on the website and updated accordingly.

2. The breakdown of where the money is currently allocated, and or being spent will be updated daily.

3. Income, expenses, net income, and dividend will be posted at the end of every

month. This will also include a detailed list of where the money was spent, and where it came from.

4. An estimated income for the next twelve months will be posted at the beginning of every month.

5. All meetings will be recorded and posted on the website so that all current and future investors can keep up to date on what is happening.

6. Investors will be informed in advance of any stock movements, including buy backs and possible second offers.